> For the complete documentation index, see [llms.txt](https://qiro.gitbook.io/qiro-vaults/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://qiro.gitbook.io/qiro-vaults/stakeholders/investors.md).

# Investors

Who invests in Qiro vaults, what they do, and what they rely on.

Investors are stablecoin holders who deposit into a Qiro vault to earn private credit yield. Access is limited to verified institutional and accredited investors.

**What they do:**

* Deposit stablecoins into a vault and receive vault shares
* Earn yield as deployed capital accrues interest from borrowers
* Submit redemption requests when they want to exit; receive stablecoins back after the FIFO queue is serviced

**What they rely on others for:**

* **Underwriting**: every borrower clears Qiro's credit process before capital is committed.
* **Allocation and monitoring**: the vault's [Risk Curator](/qiro-vaults/stakeholders/risk-curator.md) decides which approved borrowers are funded and tracks them after deployment.
* **Servicing**: the redemption queue is processed by an operator as deployed capital is recycled.

**What they need to qualify:**

Access requires KYC/KYB verification and accredited or institutional status. Minimums are set per vault.

* [Who Can Invest](/qiro-vaults/stakeholders/investors/who-can-invest.md): eligibility, minimums, and what verification means for your shares
* [Onboarding](/qiro-vaults/stakeholders/investors/onboarding.md): verification, documentation, and whitelisting, step by step
* [Monitoring Your Position](/qiro-vaults/stakeholders/investors/monitoring-your-position.md): what you can see, and how to verify it independently